BM Solutions (Birmingham Midshires) is a major buy-to-let lender. If your fixed rate is ending, you can take a product transfer with them or switch to another lender. We compare both routes - including BM's retention rates against the wider BTL market - and recommend the cheaper option, even if that's staying put.
Product transfer with BM Solutions
A BM Solutions product transfer is quick - no new valuation or conveyancing, and often no fee. We check their current retention rates against your circumstances and confirm whether it's the best deal available to you.
- No valuation or conveyancing
- Fast, low-stress transfer
- Current BM retention rates compared
Switching away from BM Solutions
If the wider BTL market offers a meaningfully cheaper rate after fees, or you need to borrow more, switching may win. We model the total cost of switching vs staying and let the numbers decide.
- Whole-market BTL rates compared after fees
- Top-up borrowing options
- Total-cost recommendation, not just the rate
