Right to Buy lets council tenants purchase their home at a discount. The discount can often serve as your deposit, meaning you may need little or no cash upfront. We know which lenders accept the discount as deposit and how they treat the purchase price vs the market value.
Discount as deposit
Many lenders accept the Right to Buy discount as the deposit, so you may not need to save a cash deposit at all. We confirm which lenders will lend on this basis and how much they'll advance against the discounted price.
- Discount used in place of a cash deposit
- Lending based on discounted purchase price
- Some lenders lend up to 100% of the discounted price
Preserved Right to Buy
If you were a council tenant and your home transferred to a housing association, you may retain Preserved Right to Buy. The rules differ slightly, and we'll confirm your eligibility and the lenders that accept it.
- Preserved Right to Buy eligibility check
- Housing association property transfers
- Lender matching for preserved rights
