Following the Grenfell tragedy, many flats in buildings over 11m need an EWS1 form to confirm external wall fire safety before a lender will lend. Without one, high-street lenders often decline. We know which lenders will consider flats without a completed EWS1, and how to navigate the fire-safety remediation landscape.
What an EWS1 is
An EWS1 form is an external wall fire review completed by a qualified professional, rating the building's cladding and fire safety. Lenders use it to decide whether to lend on a flat. Without it, many high-street lenders won't proceed.
- External wall fire safety review
- Required by many lenders for buildings over 11m
- Rates the cladding and fire-safety risk
Lending without an EWS1
Some specialist lenders will consider flats without a completed EWS1, particularly where remediation is funded and underway, or the building is below certain height thresholds. We match your building's situation to the lenders that will look at it.
- Specialist lenders for missing EWS1
- Remediation funding and progress considered
- Building height and construction reviewed
